This is the conclusion/solution to the problem I was experiencing. There never was a need to reinstall anything and thank G-d I had server rewind to recapture my data!
So, here's the deal: Had to contact my server (A2 Hosting). They were really cool about the stuff. They said that it isn't SimplePortal itself, but the chat feature. He said something about only allowing 35 actions (concurrent I think is the word) going on at once; related them to mods being in play on the front end.
SiNaN at SimpleProfile was kind enough to teach me the debug technique! Man, see a simple deal like that, known to any coder, cuts right to the chase! MANY thanx again!
I am going to play w/the chat deal, but am worried and would like some input. I will follow the thread and reply back and thanx to all once again!